eScore
Enterprise Business Intelligence, Analytics, and Scoring Models
The cornerstone of the integrated analytics and predictive modeling is eScore. It adds another dimension of visibility into collection performance, liquidation rates, and drives collection strategies. eScore leverages statistical and analytical models with the historical performance of 15+ million collection accounts from every segment of the industry and utilizes more than 40 data points to predict future performance.
eScore is ready to run on implementation with two pre-built scoring models. A 30 day and a 6 month expected value (probability of collection) model. Both models have been tested extensively and have consistently demonstrated the ability to capture 95% or more of the payers by working only half the accounts. Imagine being able to keep collections and liquidation rates level with half the effort and half the cost. Now think about almost doubling collections and liquidation with the same level of effort you are using today.
A score is only as good as the user's ability to make decisions and take immediate action. Used together the two scores allow a portfolio to be divided into quadrants which flow directly into the account workflow collection strategy. Differentiating the treatment and effort level on the correct quadrants, collection dollars are captured that could otherwise be missed.
Custom models are available too. Have your own historical data set? eCollections consultants will rapidly build custom models based on you company's specific experience and historical performance. Pay per score or own the scoring model with unlimited use at no additional charge.
eScore is designed to empower the user to turn decisions into action within the collection software. Use the graphical workflow tools within eCollections to drive activities and actions throughout the collection life cycle. Take control of your debt portfolios and know what you’re buying – and pass the bloated, overpriced portfolios on to those less sophisticated.
Intelligence powering decisions and driving action = profits